Terms of Use

Last updated: July 20,2025

Welcome to www.micaringo.com, owned and operated by Mica Ringo (“we,” “us,” or “our”), based in Vancouver, British Columbia, Canada. These Terms of Use (“Terms”) govern your access to and use of our website, courses, community features, and other services we provide (collectively, the “Services”).

By using the Services, you agree to these Terms, our Privacy Policy, and any additional terms referenced herein. If you do not agree, you must not use the Site.

1. Eligibility

You must be at least 18 years old to access or use the Services. By using the Site, you represent and warrant that you are at least 18 and have the legal capacity to enter into this agreement.

2. No Professional Advice

The content provided on this Site is for informational and educational purposes only. We are not licensed therapists, medical professionals, or legal advisors. Nothing on the Site constitutes medical, psychological, therapeutic, or legal advice. Always consult a qualified professional for personal advice.

3. User Accounts

To access certain features, you may need to register an account. You agree to:

Provide accurate and complete information
Maintain the confidentiality of your login credentials
Notify us immediately if you suspect unauthorized access to your account

We may suspend or terminate your account at our discretion, especially if you violate these Terms.

4. Fees and Payments

Some Services may require payment. By purchasing access to paid content or memberships, you agree to:

Pay all fees as disclosed at the time of purchase
Allow us to charge your selected payment method via secure third-party processors (e.g., Stripe, PayPal)
Abide by any applicable subscription or cancellation terms

All prices are in USD dollars (USD) unless stated otherwise. Refunds, if offered, are subject to our Refund Policy.

5. Intellectual Property

All materials on the Site—including but not limited to videos, audio, written content, downloads, trademarks, branding, and design—are owned by or licensed to us and are protected by intellectual property laws.

You may not copy, distribute, modify, reverse-engineer, or publicly display any content without our express written permission, except for personal, non-commercial use.

6. User-Generated Content

If you submit or post content (e.g., comments, forum posts, or profile bios), you grant us a non-exclusive, royalty-free license to display and use your content within the Services.

You are solely responsible for your submissions and agree not to post:

Any content that is abusive, harassing, defamatory, obscene, or illegal
Content that infringes upon another’s rights or violates laws
Personal data of third parties without their consent

We reserve the right to remove any content that violates these rules or our community standards.

7. Prohibited Conduct

You may not:

Use the Services for unlawful purposes
Harass, stalk, threaten, or exploit others
Interfere with the operation of the Site
Attempt to gain unauthorized access to data or systems
Impersonate any person or entity

Violation may result in immediate suspension or termination of access, at our sole discretion.

8. Privacy and Data Use

We process your personal data in compliance with the:

Personal Information Protection and Electronic Documents Act (PIPEDA) (Canada)
British Columbia’s Personal Information Protection Act (PIPA)
General Data Protection Regulation (GDPR) (EU), where applicable
Relevant U.S. state privacy laws, where applicable

By using the Services, you consent to the collection, use, and storage of your personal data as described in our Privacy Policy, including data submitted during registration or use of interactive features.

If you are located in the EU or EEA, we will only process your personal data under the lawful bases outlined in Article 6 of the GDPR (e.g., consent, contract performance, legal obligation, or legitimate interest).

9. International Users

We make no representation that the Services are appropriate or available for use in all jurisdictions. If you access the Site from outside Canada, you do so at your own risk and are responsible for complying with local laws.

If you are located in the EU, you have the right to:

Access and correct your personal data
Withdraw consent at any time
Request deletion (“right to be forgotten”)
Object to processing
Request data portability

To exercise your rights, contact us at: [yourname]@yourdomain.com.

10. Disclaimers

The Site and Services are provided “as is” and “as available,” without warranties of any kind. We disclaim all express or implied warranties, including but not limited to fitness for a particular purpose, non-infringement, and merchantability.

We do not guarantee:

That the Services will be uninterrupted, secure, or error-free
That content is accurate, reliable, or up to date

Use of the Site is at your own risk.

11. Limitation of Liability

To the maximum extent permitted by law, we are not liable for any indirect, incidental, consequential, or punitive damages, including loss of data, profits, or goodwill, arising from your use or inability to use the Services.

Our total liability shall not exceed the amount you paid to us in the twelve (12) months prior to the claim.

12. Indemnification

You agree to indemnify, defend, and hold us harmless from any claims, losses, liabilities, and expenses (including legal fees) arising from:

Your use of the Site
Your violation of these Terms
Your violation of another’s rights or applicable law

13. Changes to Terms

We may update these Terms from time to time. Changes are effective upon posting. Your continued use of the Site after changes are posted constitutes acceptance.

14. Governing Law

These Terms shall be governed by the laws of:

The Province of British Columbia, and
The federal laws of Canada,
without regard to conflict of law principles.

If any portion of these Terms is deemed unenforceable, the remainder shall remain in effect.

15. Contact Information

To contact us with questions about these Terms or to exercise your privacy rights, use the information below:

Mica Ringo
Email: micajringo@pm.me
Location: Vancouver, British Columbia, Canada
Data Controller for GDPR purposes: Mica Ringo